Sharadh had just finished his drink in a dingy bar downtown. A few years ago, he would have not even let his driver have a drink in such a place. It was he believed his misfortune, that forced him to go to a below-par watering hole. When he drove out his car, he was not sure whether he would reach home in it or would it be seized en-route by the loan sharks. He had changed his number 3 times in the past month to escape calls from his debtors.